Nursery Insurance | Children's Centres | Pre-schools | Out Of School Clubs | Parent & Toddler Groups | Crèche | Groups

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Our pre-school insurance is suitable for pre-schools operating any number of sessions per week from 1 through to full-time. Our pre-school insurance is also suitable for pre-schools that offer parent & baby/toddler sessions.

A comprehensive range of covers are provided under our pre-school insurance with the ability to tailor the product further through the selection of appropriate optional covers. There are two levels of cover to choose from:

Cover 1 provides as standard:
  • Employers’ Liability
  • Public Liability at £2,000,000 any one event including cover for the misadministration of drugs and medicines by pre-school staff
  • Commercial Legal Expenses cover at £100,000 with a 24 hour legal, taxation and counselling helpline. All legal claims are handled by one firm of solicitors who specialise in the care sector.
  • 24 hour access to emergency assistance in the event of a claim

Cover 1 can be further extended to include:

  • Increased Public Liability cover to £3,000,000 or £5,000,000

Cover 2 provides as standard:

  • Employers’ Liability
  • Public Liability at £2,000,000 any one event including cover for the misadministration of drugs and medicines by pre-school staff
  • Property Damage (occurring at the normal group meeting place) including Accidental Damage and Theft covering the contents of your pre-school up to £5,000, including fixed outdoor play equipment
  • Loss of Money
  • Commercial Legal Expenses cover at £100,000 with a 24 hour legal, taxation and counselling helpline. All legal claims are handled by one firm of solicitors who specialise in the care sector.
  • 24 hour access to emergency assistance in the event of a claim

Cover 2 can be further extended to include:

  • Increased Public Liability cover to £3,000,000 or £5,000,000
  • Increased Property Damage cover up to £25,000
  • Frozen Foods
  • Personal Accident for staff and/or children
  • Income Protection for your business up to £250,000
  • Cover for pre-school equipment anywhere in the UK up to £10,000 (£2,500 single article limit)

For more product information please click on the following link to our Policy Summary:
Sessional Care Insurance Policy Summary