Nursery Insurance | Children's Centres | Pre-schools | Out Of School Clubs | Parent & Toddler Groups | Crèche | Groups

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Our Out of School Club insurance is suitable for providers operating an out of school club and/or holiday club for children up to the age of 12*. Whether the club operates before or after the school day (or both) or all day (holiday clubs) and whether the club is based on school grounds or on your own premises, our flexible, cost effective solution is for you.

* If you are a day care nursery or kindergarten proprietor operating an out of school club then please note that we can provide cover for this within our nursery insurance policy and therefore a separate out of school club policy is not normally required.

A comprehensive range of covers are provided under our out of school club insurance with the ability to tailor the product further through the selection of appropriate optional covers. There are two levels of cover to choose from:

Cover 1 provides as standard:
  • Employers’ Liability
  • Public Liability at £2,000,000 any one event including cover for the misadministration of drugs and medicines by staff
  • Commercial Legal Expenses cover at £100,000 with a 24 hour legal, taxation and counselling helpline. All legal claims are handled by one firm of solicitors who specialise in the care sector.
  • 24 hour access to emergency assistance in the event of a claim

Cover 1 can be further extended to include:

  • Increased Public Liability cover to £3,000,000 or £5,000,000

Cover 2 provides as standard:

  • Employers’ Liability
  • Public Liability at £2,000,000 any one event including cover for the misadministration of drugs and medicines by staff
  • Property Damage (occurring at the normal group meeting place) including Accidental Damage and
  • Theft covering the contents of your out of school club up to £5,000, including fixed outdoor play equipment
  • Loss of Money
  • Commercial Legal Expenses cover at £100,000 with a 24 hour legal, taxation and counselling helpline. All legal claims are handled by one firm of solicitors who specialise in the care sector.
  • 24 hour access to emergency assistance in the event of a claim

Cover 2 can be further extended to include:

  • Increased Public Liability cover to £3,000,000 or £5,000,000
  • Increased Property Damage cover up to £25,000
  • Frozen Foods
  • Personal Accident for staff and/or children
  • Income Protection for your business up to £250,000
  • Cover for pre-school equipment anywhere in the UK up to £10,000 (£2,500 single article limit)

For more product information please click on the following link to our Policy Summary:
Sessional Care Insurance Policy Summary