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Our nursery insurance is
suitable for full-time day care nurseries and kindergartens. The
policy automatically extends, for no extra charge, to cover the
following services operating from the main nursery premises:
- out of school
clubs and/or holiday clubs for children up to 12 years of age
- parent & toddler
groups
We can also extend
the policy to cover out of school clubs and/or holiday clubs which
take place at locations other than the main nursery premises, but a
small additional premium may be charged for this.
Our nursery insurance provides a comprehensive range of ‘core’
covers with the ability to tailor the product further through the
selection of appropriate ‘optional’ covers. Cover available
includes:
Core covers:
- Full All Risks
protection including Accidental Damage and Theft covering the
contents of your nursery, including fixed outdoor play equipment
and damage to glass
- Income
protection for your business provided on a blanket basis of
£500,000 over 12 months (higher limits easily catered for)
- Employers’
Liability
- Public Liability
at £2,000,000 any one event including cover for the
misadministration of drugs and medicines by nursery staff
- Products
Liability
- Loss of
Registration certificate up to £50,000
- Commercial Legal
Expenses cover at £250,000 with a 24 hour legal, taxation and
counselling helpline. All legal claims are handled by one firm
of solicitors who specialise in the care sector.
- 24 hour access
to emergency assistance in the event of a claim
- Personal
accident for managers and/or staff
Optional covers:
- Buildings
(including cover for subsidence)
- Increased Public
Liability up to £5,000,000
- Tenant’s
improvements
- Professional
Indemnity
- Additional Loss
of Registration cover up to £100,000
In addition to the
range of comprehensive cover outlined above you can expect highly
competitive premiums with discounts available for features
including:
- Membership of
the National Day Nurseries Association (NDNA)
- Accreditation
under NDNA’s Quality Counts or E-Quality Counts schemes
- Fingershield
finger safety devices being fitted to all child accessible doors
For more product
information please click on the following link to our Policy
Summary:
Nursery Insurance Policy Summary |
