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Our Groups insurance is
suitable for groups or individuals delivering non-curriculum based
services to schools or the community. Typical acceptable group
activity would include arts & crafts groups, sports coaching
(excluding any contact sports i.e. rugby), dance classes,
gymnastics, music lessons and the like.
Please note that our Groups insurance will not provide cover for
groups:
- Which are not
part of an out of school or school holiday provision
- Providing
additional teaching or study support or other curriculum based
services
- Operating
sessions which take place outside of the extended schools core
hours of 8am to 6pm
- Which take
children off site from the main school grounds (or usual meeting
place for that group)
- Providing adult
learning/support
A comprehensive range
of covers are provided under our Groups insurance with the ability
to tailor the product further through the selection of appropriate
optional covers.
Our standard cover provides:
- Public Liability
at £2,000,000 any one event
- Property Damage
(occurring at the normal group meeting place) including
Accidental Damage and Theft covering Group contents up to £2,500
- Commercial Legal
Expenses cover at £100,000 with a 24 hour legal, taxation and
counselling helpline. All legal claims are handled by one firm
of solicitors which specialise in the care sector.
- 24 hour access
to emergency assistance in the event of a claim
Your policy can be
tailored further through the selection of the following optional
covers:
- Employers’
Liability (up to 5 members of staff)*
- Increased Public
Liability cover to £3,000,000 or £5,000,000
- Increased
Property Damage cover up to £25,000
- Income
Protection for your business up to £250,000
- Loss of Money
- Personal
Accident for staff and/or children
- Cover for
equipment anywhere in the UK up to £10,000 (£2,500 single
article limit)
For more product information please click on the following link to
our Policy Summary:
Groups Insurance Policy Summary |
