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Our Crèche insurance is
suitable for anybody operating a permanent crèche facility. Please
note that this product is not suitable for people operating a mobile
crèche service (i.e. at weddings and exhibitions) or for those
operating any crèche facility outdoors.
A comprehensive range of covers are provided under our Crèche
insurance with the ability to tailor the product further through the
selection of appropriate optional covers. There are two levels of
cover to choose from:
Cover 1 provides as standard:
- Employers’
Liability
- Public Liability
at £2,000,000 any one event
- Commercial Legal
Expenses cover at £100,000 with a 24 hour legal, taxation and
counselling helpline. All legal claims are handled by one firm
of solicitors who specialise in the care sector.
- 24 hour access
to emergency assistance in the event of a claim
Cover 1 can be
further extended to include:
- Increased Public
Liability cover to £3,000,000 or £5,000,000
Cover 2 provides as
standard:
- Employers’
Liability
- Public Liability
at £2,000,000 any one event
- Property Damage
(occurring at the normal group meeting place) including
Accidental Damage and Theft covering the contents of your Crèche
up to £5,000, including fixed outdoor play equipment
- Loss of Money
- Commercial Legal
Expenses cover at £100,000 with a 24 hour legal, taxation and
counselling helpline. All legal claims are handled by one firm
of solicitors who specialise in the care sector.
- 24 hour access
to emergency assistance in the event of a claim
Cover 2 can be
further extended to include:
- Increased Public
Liability cover to £3,000,000 or £5,000,000
- Increased
Property Damage cover up to £25,000
- Frozen Foods
- Personal
Accident for staff and/or children
- Income
Protection for your business up to £250,000
- Cover for
pre-school equipment anywhere in the UK up to £10,000 (£2,500
single article limit)
For more product information please click on the following link to
our Policy Summary:
Sessional Care Insurance Policy Summary |
